Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8380
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.67 | — | NCCI FL Filing |
| 2025 | $1.72 | +3.0% (+$0.05) | NCCI FL Filing |
| 2024 | $1.76 | +2.3% (+$0.04) | NCCI FL −15.1% overall |
| 2023 | $2.05 | +16.5% (+$0.29) | NCCI FL Filing |
| 2022 | $2.35 | +14.6% (+$0.30) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Auto Service & Repair Center & Drivers
Auto Service & Repair Centers and their drivers in Florida are categorized under this class code, which encompasses a variety of businesses, including car dealerships, repair shops, and mobile mechanics. The general Florida risk profile for this class indicates a moderate to high risk of workplace injuries, particularly due to heavy lifting, exposure to hazardous chemicals, and potential accidents involving vehicles and equipment. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows them to budget and pay workers comp premiums based on actual payroll, providing greater cash flow management and reduced financial burden.
Quick Premium Estimate
Based on the 2026 filed rate of $1.67 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $835.00 | $69.58 |
| $100,000 | $1,670.00 | $139.17 |
| $200,000 | $3,340.00 | $278.33 |
| $500,000 | $8,350.00 | $695.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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