Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8381
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.58 | — | NCCI FL Filing |
| 2025 | $1.54 | -2.5% ($0.04) | NCCI FL Filing |
| 2024 | $1.55 | +0.6% (+$0.01) | NCCI FL −15.1% overall |
| 2023 | $1.86 | +20.0% (+$0.31) | NCCI FL Filing |
| 2022 | $2.02 | +8.6% (+$0.16) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Gasoline Station-Self Service Only-Retail
Self-service gasoline stations are typically covered under this class code, which encompasses retail businesses that offer fuel and convenience store items to customers without traditional attendant service. The workers' compensation risk profile for this class is generally moderate to high due to the potential for slips, trips, and falls, as well as exposure to hazardous materials like gasoline. Pay-as-you-go PEO workers comp is a natural fit for this class as it provides a flexible payment structure that aligns with the ebbs and flows of these businesses, helping to reduce overall workers comp costs and minimize financial strain on the business.
Quick Premium Estimate
Based on the 2026 filed rate of $1.58 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $790.00 | $65.83 |
| $100,000 | $1,580.00 | $131.67 |
| $200,000 | $3,160.00 | $263.33 |
| $500,000 | $7,900.00 | $658.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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