Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8392
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.57 | — | NCCI FL Filing |
| 2025 | $1.63 | +3.8% (+$0.06) | NCCI FL Filing |
| 2024 | $1.65 | +1.2% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $2.06 | +24.8% (+$0.41) | NCCI FL Filing |
| 2022 | $2.23 | +8.3% (+$0.17) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Auto Storage Garage-Parking Lot or Parking Station
At GarrettRichard, auto storage garages, parking lots, and parking stations fall under this category, which encompasses a variety of workers, from attendants and attendants-in-charge to security personnel and maintenance staff. The FL risk profile for this class is relatively high, with potential hazards including vehicular accidents, property damage, and employee injuries while operating equipment. With fluctuating workloads and varying staffing levels, pay-as-you-go workers comp is a natural fit, as it allows for real-time premium adjustments and cost savings.
Quick Premium Estimate
Based on the 2026 filed rate of $1.57 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $785.00 | $65.42 |
| $100,000 | $1,570.00 | $130.83 |
| $200,000 | $3,140.00 | $261.67 |
| $500,000 | $7,850.00 | $654.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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