Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8393
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.18 | — | NCCI FL Filing |
| 2025 | $1.31 | +11.0% (+$0.13) | NCCI FL Filing |
| 2024 | $1.37 | +4.6% (+$0.06) | NCCI FL −15.1% overall |
| 2023 | $1.64 | +19.7% (+$0.27) | NCCI FL Filing |
| 2022 | $1.74 | +6.1% (+$0.10) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Automobile Body Repair Shop
Automobile Body Repair Shops covered under this classification involve workers performing various tasks such as painting, welding, and assembling damaged vehicle parts. The general risk profile for this class in Florida is moderate to high due to the physical demands of the job and potential hazards from chemicals, heavy machinery, and moving vehicles. A pay-as-you-go PEO workers comp solution is a natural fit for this class, as it allows businesses to manage their payroll-driven workers comp premiums in real-time, reducing financial strain and providing greater budget predictability.
Quick Premium Estimate
Based on the 2026 filed rate of $1.18 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $590.00 | $49.17 |
| $100,000 | $1,180.00 | $98.33 |
| $200,000 | $2,360.00 | $196.67 |
| $500,000 | $5,900.00 | $491.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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