Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8709
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.45 | — | NCCI FL Filing |
| 2025 | $4.06 | +17.7% (+$0.61) | NCCI FL Filing |
| 2024 | $4.77 | +17.5% (+$0.71) | NCCI FL −15.1% overall |
| 2023 | $5.61 | +17.6% (+$0.84) | NCCI FL Filing |
| 2022 | $6.59 | +17.5% (+$0.98) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Stevedoring-Weighers
This classification covers workers involved in stevedoring and weighing operations, such as dockworkers, warehouse staff, and laborers at ports or terminals. The FL risk profile for this class tends to be moderate, with workers at risk for injuries from manual labor, equipment accidents, and exposure to extreme weather conditions. Pay-as-you-go PEO workers comp is a natural fit for businesses with fluctuating workforces or seasonal fluctuations in operations, as it allows for more flexible and affordable workers compensation insurance arrangements.
Quick Premium Estimate
Based on the 2026 filed rate of $3.45 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,725.00 | $143.75 |
| $100,000 | $3,450.00 | $287.50 |
| $200,000 | $6,900.00 | $575.00 |
| $500,000 | $17,250.00 | $1,437.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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