Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8720
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.95 | — | NCCI FL Filing |
| 2025 | $1.08 | +13.7% (+$0.13) | NCCI FL Filing |
| 2024 | $1.17 | +8.3% (+$0.09) | NCCI FL −15.1% overall |
| 2023 | $1.46 | +24.8% (+$0.29) | NCCI FL Filing |
| 2022 | $1.67 | +14.4% (+$0.21) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Real Estate Appraisal - Inspection of Risks for Valuation
GarrettRichard's clients in the Real Estate Appraisal - Inspection of Risks for Valuation industry often include independent appraisers and firms that inspect properties to determine their value for lending and tax purposes. As these professionals frequently travel to different locations, they may be exposed to varying risks, such as slips, trips, and falls, as well as potential hazards associated with inspecting unique properties like vacant homes or construction sites. A pay-as-you-go PEO workers comp solution can help these businesses manage their fluctuating risk profiles and provide more accurate workers comp premiums, ensuring they're only paying for coverage when they need it.
Quick Premium Estimate
Based on the 2026 filed rate of $0.95 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $475.00 | $39.58 |
| $100,000 | $950.00 | $79.17 |
| $200,000 | $1,900.00 | $158.33 |
| $500,000 | $4,750.00 | $395.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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