Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8721
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.19 | — | NCCI FL Filing |
| 2025 | $0.22 | +15.8% (+$0.03) | NCCI FL Filing |
| 2024 | $0.22 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $0.24 | +9.1% (+$0.02) | NCCI FL Filing |
| 2022 | $0.26 | +8.3% (+$0.02) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Real Estate Appraisal Company - Outside Employees
Real Estate Appraisal Companies that employ outside workers or contractors fall under this classification, often involving home appraisers and field inspectors. The general Florida risk profile for this class suggests a moderate to high risk of work-related injuries, particularly due to travel, lifting, and physical demands associated with on-site appraisals. Pay-as-you-go PEO workers comp is a natural fit for these businesses, allowing them to more accurately manage cash flow and mitigate the financial risks associated with traditional workers comp models.
Quick Premium Estimate
Based on the 2026 filed rate of $0.19 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $95.00 | $7.92 |
| $100,000 | $190.00 | $15.83 |
| $200,000 | $380.00 | $31.67 |
| $500,000 | $950.00 | $79.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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