Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8726
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.11 | — | NCCI FL Filing |
| 2025 | $1.31 | +18.0% (+$0.20) | NCCI FL Filing |
| 2024 | $1.54 | +17.6% (+$0.23) | NCCI FL −15.1% overall |
| 2023 | $1.81 | +17.5% (+$0.27) | NCCI FL Filing |
| 2022 | $2.12 | +17.1% (+$0.31) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Steamship Line or Agency-Port Employees
Steamship line or agency-port employees, covered under this classification, work in roles that involve cargo handling, maintenance, and administrative tasks related to maritime shipping operations. The general risk profile in this industry is moderate to high, with hazards including heavy lifting, machinery operation, and potential exposure to water and heat. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows employers to manage variable worker counts and fluctuating payroll, providing increased cost predictability and cash flow benefits.
Quick Premium Estimate
Based on the 2026 filed rate of $1.11 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $555.00 | $46.25 |
| $100,000 | $1,110.00 | $92.50 |
| $200,000 | $2,220.00 | $185.00 |
| $500,000 | $5,550.00 | $462.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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