Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8742
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.22 | — | NCCI FL Filing |
| 2025 | $0.25 | +13.6% (+$0.03) | NCCI FL Filing |
| 2024 | $0.25 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $0.29 | +16.0% (+$0.04) | NCCI FL Filing |
| 2022 | $0.32 | +10.3% (+$0.03) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Outside Sales Personelle- Collectors or Messengers
Outside sales personnel, collectors, and messengers in Florida often work in fast-paced environments, visiting clients and navigating the outdoors to perform their job duties, which can lead to a moderate to high risk profile due to exposure to accidents and injuries. Businesses in this class, such as financial institutions, courier services, and debt collection agencies, often require employees to interact with the public, handle cash, and navigate various environments, increasing the likelihood of workplace hazards. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, as it helps manage cash flow fluctuations and provides a scalable, flexible solution for workers comp insurance needs.
Quick Premium Estimate
Based on the 2026 filed rate of $0.22 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $110.00 | $9.17 |
| $100,000 | $220.00 | $18.33 |
| $200,000 | $440.00 | $36.67 |
| $500,000 | $1,100.00 | $91.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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