Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8745
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.92 | — | NCCI FL Filing |
| 2025 | $3.03 | +3.8% (+$0.11) | NCCI FL Filing |
| 2024 | $2.94 | -3.0% ($0.09) | NCCI FL −15.1% overall |
| 2023 | $3.34 | +13.6% (+$0.40) | NCCI FL Filing |
| 2022 | $3.67 | +9.9% (+$0.33) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
News Agent or Distributor of Magizines
News Agents or Distributors of Magazines fall under this class code, covering businesses that operate in the publishing and distribution industry, often handling a variety of publications and materials. As an employer in this field, you may face moderate to high levels of workers compensation claims due to potential lifting, bending, and manual labor tasks, which may result in injuries like back strain and sprains. Pay-as-you-go PEO workers comp is a natural fit for this class, allowing businesses to manage and pay premiums based on actual payroll, rather than an estimated rate, providing greater flexibility and cost savings.
Quick Premium Estimate
Based on the 2026 filed rate of $2.92 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,460.00 | $121.67 |
| $100,000 | $2,920.00 | $243.33 |
| $200,000 | $5,840.00 | $486.67 |
| $500,000 | $14,600.00 | $1,216.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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