Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8748
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.32 | — | NCCI FL Filing |
| 2025 | $0.36 | +12.5% (+$0.04) | NCCI FL Filing |
| 2024 | $0.43 | +19.4% (+$0.07) | NCCI FL −15.1% overall |
| 2023 | $0.53 | +23.3% (+$0.10) | NCCI FL Filing |
| 2022 | $0.58 | +9.4% (+$0.05) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Automobile Salespersons
Automobile salespersons are typically covered under this classification code, which encompasses workers in various roles within the automobile sales industry, including showrooms, dealerships, and sales offices. The general FL risk profile for this class is moderate to high, with potential hazards including equipment and vehicle-related accidents, as well as slips and falls in the sales environment. A pay-as-you-go PEO workers comp solution is a natural fit for this class, as the fluctuating sales volume and commission-based pay structures can result in unpredictable payroll cycles, making it essential to have a flexible and cost-effective workers comp solution.
Quick Premium Estimate
Based on the 2026 filed rate of $0.32 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $160.00 | $13.33 |
| $100,000 | $320.00 | $26.67 |
| $200,000 | $640.00 | $53.33 |
| $500,000 | $1,600.00 | $133.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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