Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8810
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.11 | — | NCCI FL Filing |
| 2025 | $0.11 | 0.0% ($0.00) | NCCI FL Filing |
| 2024 | $0.13 | +18.2% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $0.15 | +15.4% (+$0.02) | NCCI FL Filing |
| 2022 | $0.16 | +6.7% (+$0.01) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Clerical Employees
Clerical Employees are typically covered under this class code, which encompasses office and administrative support staff, including data entry clerks, secretaries, and receptionists. This class generally carries a lower risk profile in Florida, making it an attractive option for businesses with clerical employees, as they can benefit from lower premium costs. Pay-as-you-go PEO workers comp is a natural fit for businesses with this class, as it allows for more flexible payment options and reduced upfront costs, making it easier for small businesses and entrepreneurs to manage their workers compensation expenses.
Quick Premium Estimate
Based on the 2026 filed rate of $0.11 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $55.00 | $4.58 |
| $100,000 | $110.00 | $9.17 |
| $200,000 | $220.00 | $18.33 |
| $500,000 | $550.00 | $45.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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