Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8824
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.11 | — | NCCI FL Filing |
| 2025 | $2.24 | +6.2% (+$0.13) | NCCI FL Filing |
| 2024 | $2.39 | +6.7% (+$0.15) | NCCI FL −15.1% overall |
| 2023 | $2.76 | +15.5% (+$0.37) | NCCI FL Filing |
| 2022 | $3.10 | +12.3% (+$0.34) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Retirement Livning Centers - Health Care EE's
Healthcare professionals employed at retirement living centers, such as certified nursing assistants, licensed practical nurses, and other health care employees, fall under this classification. Florida's risk profile for this class is relatively high due to the increased risk of on-the-job injuries and exposure to infectious diseases. A pay-as-you-go PEO workers comp solution is well-suited for these businesses, as it allows for fluctuating payroll and varying staff levels without requiring upfront premium deposits or long-term contracts.
Quick Premium Estimate
Based on the 2026 filed rate of $2.11 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,055.00 | $87.92 |
| $100,000 | $2,110.00 | $175.83 |
| $200,000 | $4,220.00 | $351.67 |
| $500,000 | $10,550.00 | $879.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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