Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8825
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.31 | — | NCCI FL Filing |
| 2025 | $1.37 | +4.6% (+$0.06) | NCCI FL Filing |
| 2024 | $1.43 | +4.4% (+$0.06) | NCCI FL −15.1% overall |
| 2023 | $1.73 | +21.0% (+$0.30) | NCCI FL Filing |
| 2022 | $1.85 | +6.9% (+$0.12) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Retirement Livning Centers - Food Service EE's
Retirement living centers with food service employees are typically covered under this classification, which includes activities such as meal preparation, serving, and maintenance of dining facilities. Given the nature of this industry, Florida's risk profile for this classification is generally moderate, with potential hazards including slips, trips, and falls, as well as the risk of workplace violence. Pay-as-you-go PEO workers' compensation is a natural fit for this class, providing business owners with flexible cash flow management and expert risk management to mitigate these hazards and stabilize costs.
Quick Premium Estimate
Based on the 2026 filed rate of $1.31 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $655.00 | $54.58 |
| $100,000 | $1,310.00 | $109.17 |
| $200,000 | $2,620.00 | $218.33 |
| $500,000 | $6,550.00 | $545.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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