Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8826
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.91 | — | NCCI FL Filing |
| 2025 | $1.99 | +4.2% (+$0.08) | NCCI FL Filing |
| 2024 | $2.05 | +3.0% (+$0.06) | NCCI FL −15.1% overall |
| 2023 | $2.26 | +10.2% (+$0.21) | NCCI FL Filing |
| 2022 | $2.43 | +7.5% (+$0.17) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Reitirement Living Center - All Other EE's
Reitirement Living Center employees, including but not limited to, administrative staff, maintenance workers, and food service personnel, are typically covered under this class code. The Florida risk profile for retirement living centers tends to be moderate to low, with common hazards including slips, trips, and falls, as well as potential exposure to infectious diseases. Pay-as-you-go PEO workers comp is a natural fit for these businesses, providing flexibility and cost savings, as the number of workers and corresponding premium expenses can fluctuate seasonally or based on resident population.
Quick Premium Estimate
Based on the 2026 filed rate of $1.91 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $955.00 | $79.58 |
| $100,000 | $1,910.00 | $159.17 |
| $200,000 | $3,820.00 | $318.33 |
| $500,000 | $9,550.00 | $795.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 8826
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist