Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8831
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.12 | — | NCCI FL Filing |
| 2025 | $1.18 | +5.4% (+$0.06) | NCCI FL Filing |
| 2024 | $1.12 | -5.1% ($0.06) | NCCI FL −15.1% overall |
| 2023 | $1.35 | +20.5% (+$0.23) | NCCI FL Filing |
| 2022 | $1.44 | +6.7% (+$0.09) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Veterinary Hospital & Drivers
Veterinary hospitals and drivers operating within these facilities face unique risks due to the handling of animals and potential exposure to zoonotic diseases. Florida's risk profile for veterinary-related businesses tends to be moderate to high, driven by the high volume of animal interactions and occasional aggressive pet behavior. Pay-as-you-go PEO workers' compensation is a natural fit for these businesses, as it allows for flexible payment structures and reduces the financial burden of fixed premium costs, providing much-needed relief amidst the unpredictability of animal-related work.
Quick Premium Estimate
Based on the 2026 filed rate of $1.12 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $560.00 | $46.67 |
| $100,000 | $1,120.00 | $93.33 |
| $200,000 | $2,240.00 | $186.67 |
| $500,000 | $5,600.00 | $466.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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