Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8832
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.22 | — | NCCI FL Filing |
| 2025 | $0.25 | +13.6% (+$0.03) | NCCI FL Filing |
| 2024 | $0.25 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $0.29 | +16.0% (+$0.04) | NCCI FL Filing |
| 2022 | $0.32 | +10.3% (+$0.03) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Physician Office Including Clerical Office Staff
Physician offices, including those with clerical staff, are a common classification in Florida's workers' compensation system. This group typically carries a moderate risk profile due to the presence of medical equipment and potential exposure to infectious diseases, but with proper safety protocols in place, the risk is generally manageable. Pay-as-you-go workers' compensation through a PEO like Garrett Richard is a natural fit for these businesses, offering flexible premium payment options and access to expert risk management resources to help mitigate potential claims.
Quick Premium Estimate
Based on the 2026 filed rate of $0.22 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $110.00 | $9.17 |
| $100,000 | $220.00 | $18.33 |
| $200,000 | $440.00 | $36.67 |
| $500,000 | $1,100.00 | $91.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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