Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8835
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.38 | — | NCCI FL Filing |
| 2025 | $1.51 | +9.4% (+$0.13) | NCCI FL Filing |
| 2024 | $1.53 | +1.3% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $1.76 | +15.0% (+$0.23) | NCCI FL Filing |
| 2022 | $1.88 | +6.8% (+$0.12) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Nursing-Home Heatlh
Nursing home health facilities in Florida are a high-risk industry for workers compensation claims, with a focus on providing medical care to vulnerable populations. As such, this industry often experiences a higher-than-average rate of incidents related to patient handling, slips and falls, and workplace violence. Pay-as-you-go PEO workers comp is a natural fit for this class, allowing businesses to budget and manage costs more effectively while maintaining compliance with Florida's complex workers compensation regulations.
Quick Premium Estimate
Based on the 2026 filed rate of $1.38 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $690.00 | $57.50 |
| $100,000 | $1,380.00 | $115.00 |
| $200,000 | $2,760.00 | $230.00 |
| $500,000 | $6,900.00 | $575.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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