Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8841
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.16 | — | NCCI FL Filing |
| 2025 | $1.22 | +5.2% (+$0.06) | NCCI FL Filing |
| 2024 | $1.21 | -0.8% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $1.43 | +18.2% (+$0.22) | NCCI FL Filing |
| 2022 | $1.47 | +2.8% (+$0.04) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Nursing Home: Professional EE's
Nursing Home: Professional Employees is a classification that encompasses professional employees such as doctors, nurses, therapists, and social workers working in nursing home settings. The Florida risk profile for this type of business is generally high due to the high-stakes nature of healthcare, patient confidentiality, and the potential for medical malpractice claims, making it a high-risk classification. A pay-as-you-go PEO workers comp solution is a natural fit for this class as it allows for real-time premium payments and reduces the financial burden on nursing homes, enabling them to focus on delivering quality patient care.
Quick Premium Estimate
Based on the 2026 filed rate of $1.16 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $580.00 | $48.33 |
| $100,000 | $1,160.00 | $96.67 |
| $200,000 | $2,320.00 | $193.33 |
| $500,000 | $5,800.00 | $483.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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