Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 8868
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $0.04 | — | NCCI FL Filing |
| 2025 | $0.37 | +825.0% (+$0.33) | NCCI FL Filing |
| 2024 | $0.35 | -5.4% ($0.02) | NCCI FL −15.1% overall |
| 2023 | $0.39 | +11.4% (+$0.04) | NCCI FL Filing |
| 2022 | $0.40 | +2.6% (+$0.01) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
College or School-Professional Employees & Clerical
Professional employees and clerical staff working in educational institutions such as colleges and schools fall under this class code, which encompasses a range of roles including administrators, teachers, and support staff. The general Florida risk profile for this class code is relatively low, with fewer reported workplace injuries compared to other industries. A pay-as-you-go PEO workers comp solution is a natural fit for these businesses, as it allows them to manage their workers comp costs effectively without bearing the burden of large upfront premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $0.04 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $20.00 | $1.67 |
| $100,000 | $40.00 | $3.33 |
| $200,000 | $80.00 | $6.67 |
| $500,000 | $200.00 | $16.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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