Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9015
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.57 | — | NCCI FL Filing |
| 2025 | $2.68 | +4.3% (+$0.11) | NCCI FL Filing |
| 2024 | $2.74 | +2.2% (+$0.06) | NCCI FL −15.1% overall |
| 2023 | $3.30 | +20.4% (+$0.56) | NCCI FL Filing |
| 2022 | $3.64 | +10.3% (+$0.34) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Property MGMT by Owner-Maintenance-All Other EE's
Businesses and workers covered under this class code include property management companies and owners who supervise maintenance and other employees, as well as companies providing miscellaneous services such as janitorial, landscaping, and pool maintenance. This class typically presents a moderate to high-risk profile in Florida due to the variety of tasks and equipment usage involved in property management and maintenance, including the potential for slips, falls, and equipment-related accidents. Pay-as-you-go PEO workers comp is a natural fit for these businesses as it allows for flexible and cost-efficient risk management, helping to mitigate the financial impact of potential workers comp claims.
Quick Premium Estimate
Based on the 2026 filed rate of $2.57 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,285.00 | $107.08 |
| $100,000 | $2,570.00 | $214.17 |
| $200,000 | $5,140.00 | $428.33 |
| $500,000 | $12,850.00 | $1,070.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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