Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9019
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.02 | — | NCCI FL Filing |
| 2025 | $2.44 | +20.8% (+$0.42) | NCCI FL Filing |
| 2024 | $2.51 | +2.9% (+$0.07) | NCCI FL −15.1% overall |
| 2023 | $2.85 | +13.5% (+$0.34) | NCCI FL Filing |
| 2022 | $2.86 | +0.4% (+$0.01) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Bridge or Vehicular Tunnel Operations & Drivers
Bridge or vehicular tunnel operations and drivers employed by this industry are typically at a moderate to high risk due to heavy machinery and equipment operation as well as potential hazards from vehicle traffic and harsh weather conditions. The Florida risk profile for this business is characterized by a higher likelihood of workplace injuries, particularly strains and sprains, as well as possible electrocution and equipment-related incidents. Pay-as-you-go PEO workers comp is a natural fit for this class due to the industry's fluctuating workforce and variable pay schedules, allowing for more accurate and cost-effective workers comp premiums.
Quick Premium Estimate
Based on the 2026 filed rate of $2.02 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,010.00 | $84.17 |
| $100,000 | $2,020.00 | $168.33 |
| $200,000 | $4,040.00 | $336.67 |
| $500,000 | $10,100.00 | $841.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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