Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9047
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.94 | — | NCCI FL Filing |
| 2025 | $2.15 | +10.8% (+$0.21) | NCCI FL Filing |
| 2024 | $2.20 | +2.3% (+$0.05) | NCCI FL −15.1% overall |
| 2023 | $2.56 | +16.4% (+$0.36) | NCCI FL Filing |
| 2022 | $2.73 | +6.6% (+$0.17) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Nursing Home- All Other EE's
Nursing home facilities with non-clinical employees, such as administrative staff, maintenance personnel, and food service workers, are typically classified under this code. Florida's risk profile suggests a higher likelihood of workers' compensation claims in this industry, driven by factors like employee injuries from manual labor and equipment use. A pay-as-you-go PEO workers' compensation solution is a natural fit for nursing homes with this class code, as it helps control costs and provides seamless claim administration to minimize disruption to operations.
Quick Premium Estimate
Based on the 2026 filed rate of $1.94 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $970.00 | $80.83 |
| $100,000 | $1,940.00 | $161.67 |
| $200,000 | $3,880.00 | $323.33 |
| $500,000 | $9,700.00 | $808.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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