Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9077
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.12 | — | NCCI FL Filing |
| 2025 | $4.63 | +12.4% (+$0.51) | NCCI FL Filing |
| 2024 | $5.03 | +8.6% (+$0.40) | NCCI FL −15.1% overall |
| 2023 | $4.91 | -2.4% ($0.12) | NCCI FL Filing |
| 2022 | $4.27 | -13.0% ($0.64) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
United States Armed Service Risk-All EE's & Drivers
This class covers United States Armed Service Risk-All EE's & Drivers, primarily including military personnel and military contractors who provide transportation services or work in high-risk environments. The general Florida risk profile for this class is high, due to the hazardous nature of their work, making it essential for these businesses to have a robust workers' compensation insurance plan. As such, a pay-as-you-go PEO workers' compensation solution is a natural fit, allowing these businesses to manage their premiums more efficiently and effectively, while also providing comprehensive support and expertise in navigating the complexities of workers' compensation.
Quick Premium Estimate
Based on the 2026 filed rate of $4.12 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,060.00 | $171.67 |
| $100,000 | $4,120.00 | $343.33 |
| $200,000 | $8,240.00 | $686.67 |
| $500,000 | $20,600.00 | $1,716.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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