Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9084
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.05 | — | NCCI FL Filing |
| 2025 | $1.13 | +7.6% (+$0.08) | NCCI FL Filing |
| 2024 | $1.12 | -0.9% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $1.36 | +21.4% (+$0.24) | NCCI FL Filing |
| 2022 | $1.53 | +12.5% (+$0.17) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Bar
Workers in the bar industry, including bartenders and servers, often fall under this class code. Florida workers in this industry generally face a slightly higher risk of injury due to heavy lifting, slips, and falls, as well as workplace violence. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to manage their workers comp costs more effectively and reduce the financial burden of unexpected claims.
Quick Premium Estimate
Based on the 2026 filed rate of $1.05 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $525.00 | $43.75 |
| $100,000 | $1,050.00 | $87.50 |
| $200,000 | $2,100.00 | $175.00 |
| $500,000 | $5,250.00 | $437.50 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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