Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9101
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.18 | — | NCCI FL Filing |
| 2025 | $2.37 | +8.7% (+$0.19) | NCCI FL Filing |
| 2024 | $2.71 | +14.3% (+$0.34) | NCCI FL −15.1% overall |
| 2023 | $3.37 | +24.4% (+$0.66) | NCCI FL Filing |
| 2022 | $3.67 | +8.9% (+$0.30) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
College: All Other EE's
Workers in various educational institutions fall under this classification, encompassing positions like administrative staff, maintenance personnel, and non-academic employees. Florida's risk profile for this sector tends to be moderate, with common hazards such as slips, falls, and workplace injuries. Pay-as-you-go PEO workers comp is a natural fit for these businesses as it allows for more flexible and cost-effective management of workers comp premiums, accommodating the varying needs of educational institutions.
Quick Premium Estimate
Based on the 2026 filed rate of $2.18 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,090.00 | $90.83 |
| $100,000 | $2,180.00 | $181.67 |
| $200,000 | $4,360.00 | $363.33 |
| $500,000 | $10,900.00 | $908.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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