Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9102
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.53 | — | NCCI FL Filing |
| 2025 | $2.75 | +8.7% (+$0.22) | NCCI FL Filing |
| 2024 | $2.81 | +2.2% (+$0.06) | NCCI FL −15.1% overall |
| 2023 | $3.39 | +20.6% (+$0.58) | NCCI FL Filing |
| 2022 | $3.62 | +6.8% (+$0.23) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Park/Lawn Maintenance- All Other EE's
Park and lawn maintenance businesses with a diverse range of employees, including groundskeepers, laborers, and equipment operators, are typically classified under this code. The general Florida risk profile for this industry is moderate, with a higher likelihood of on-the-job injuries related to equipment operation and manual labor. A pay-as-you-go PEO workers comp solution is a natural fit for this class, as it allows businesses to manage their workers comp costs more accurately and avoid upfront premium payments, which can be beneficial for companies with variable workforce sizes or seasonal fluctuations.
Quick Premium Estimate
Based on the 2026 filed rate of $2.53 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,265.00 | $105.42 |
| $100,000 | $2,530.00 | $210.83 |
| $200,000 | $5,060.00 | $421.67 |
| $500,000 | $12,650.00 | $1,054.17 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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