Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9179
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.46 | — | NCCI FL Filing |
| 2025 | $6.11 | +11.9% (+$0.65) | NCCI FL Filing |
| 2024 | $6.10 | -0.2% ($0.01) | NCCI FL −15.1% overall |
| 2023 | $7.25 | +18.9% (+$1.15) | NCCI FL Filing |
| 2022 | $7.43 | +2.5% (+$0.18) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Athletic Sports or Park - Contact Sports
Athletes and coaches involved in contact sports, such as football and hockey, are typically classified under this code. Businesses that operate sports parks, athletic facilities, or youth sports leagues often fall into this category, exposing workers to high levels of physical risk. As a result, Florida businesses with this classification tend to have a higher risk profile, making pay-as-you-go PEO workers' compensation a natural fit as it offers flexibility and cost savings for fluctuating workers' comp needs.
Quick Premium Estimate
Based on the 2026 filed rate of $5.46 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,730.00 | $227.50 |
| $100,000 | $5,460.00 | $455.00 |
| $200,000 | $10,920.00 | $910.00 |
| $500,000 | $27,300.00 | $2,275.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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