Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9182
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.46 | — | NCCI FL Filing |
| 2025 | $1.51 | +3.4% (+$0.05) | NCCI FL Filing |
| 2024 | $1.51 | 0.0% ($0.00) | NCCI FL −15.1% overall |
| 2023 | $1.89 | +25.2% (+$0.38) | NCCI FL Filing |
| 2022 | $1.97 | +4.2% (+$0.08) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Athletic Sports Park - Operations & Drivers
GarrettRichard clients operating an Athletic Sports Park, which encompasses various operations and activities such as driving shuttle buses or other vehicles to transport athletes and staff, fall under this FL workers comp class code. These businesses typically face a moderate to high risk profile due to the potential for workplace accidents and injuries, particularly among drivers and staff handling equipment. A pay-as-you-go PEO workers comp solution is a natural fit for this class, as it allows clients to manage and pay premiums based on actual payroll, rather than being locked into a flat rate or annual premium.
Quick Premium Estimate
Based on the 2026 filed rate of $1.46 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $730.00 | $60.83 |
| $100,000 | $1,460.00 | $121.67 |
| $200,000 | $2,920.00 | $243.33 |
| $500,000 | $7,300.00 | $608.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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