Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9186
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $8.92 | — | NCCI FL Filing |
| 2025 | $10.69 | +19.8% (+$1.77) | NCCI FL Filing |
| 2024 | $12.14 | +13.6% (+$1.45) | NCCI FL −15.1% overall |
| 2023 | $15.46 | +27.3% (+$3.32) | NCCI FL Filing |
| 2022 | $18.95 | +22.6% (+$3.49) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Carnival
Carnival workers and businesses, including those in the entertainment and event planning sector, fall under this class code. Generally, the risk profile in this industry is moderate to high due to the physical demands, fast-paced environment, and potential for accidents or injuries, particularly in settings with large crowds. Pay-as-you-go PEO workers comp is a natural fit for these businesses, as it allows for cost-effective management of workers comp premiums, helping to minimize financial risk and optimize cash flow.
Quick Premium Estimate
Based on the 2026 filed rate of $8.92 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $4,460.00 | $371.67 |
| $100,000 | $8,920.00 | $743.33 |
| $200,000 | $17,840.00 | $1,486.67 |
| $500,000 | $44,600.00 | $3,716.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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