Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9220
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.10 | — | NCCI FL Filing |
| 2025 | $4.65 | +13.4% (+$0.55) | NCCI FL Filing |
| 2024 | $5.16 | +11.0% (+$0.51) | NCCI FL −15.1% overall |
| 2023 | $5.97 | +15.7% (+$0.81) | NCCI FL Filing |
| 2022 | $18.95 | +217.4% (+$12.98) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Cemetarty Operations & Drivers
Cementary Operations & Drivers encompasses workers in the funeral services industry, including cemetery maintenance staff and drivers who transport equipment or personnel to and from job sites. Florida workers in this field are generally at a moderate risk for injuries, with a potential for strains and overexertion due to manual labor and equipment operation. Pay-as-you-go PEO workers comp is a natural fit for these businesses due to the relatively stable and predictable nature of their workforce, allowing for accurate cost projections and efficient cash flow management.
Quick Premium Estimate
Based on the 2026 filed rate of $4.10 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,050.00 | $170.83 |
| $100,000 | $4,100.00 | $341.67 |
| $200,000 | $8,200.00 | $683.33 |
| $500,000 | $20,500.00 | $1,708.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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