Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9402
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $4.14 | — | NCCI FL Filing |
| 2025 | $4.09 | -1.2% ($0.05) | NCCI FL Filing |
| 2024 | $4.48 | +9.5% (+$0.39) | NCCI FL −15.1% overall |
| 2023 | $5.37 | +19.9% (+$0.89) | NCCI FL Filing |
| 2022 | $6.69 | +24.6% (+$1.32) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Street Cleaning & Drivers
Street cleaning and driver workers in Florida face a moderate risk profile, with a relatively high rate of on-the-job injuries due to the physical demands of their work and potential exposure to hazardous materials. Businesses in this sector, such as municipalities, private waste management companies, and specialized cleaning services, employ a mix of experienced workers and new hires, making it essential to have a flexible and cost-effective workers compensation solution. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to only pay for the insurance coverage they need, when they need it, helping to mitigate the financial risks associated with unexpected injuries or accidents.
Quick Premium Estimate
Based on the 2026 filed rate of $4.14 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,070.00 | $172.50 |
| $100,000 | $4,140.00 | $345.00 |
| $200,000 | $8,280.00 | $690.00 |
| $500,000 | $20,700.00 | $1,725.00 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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