Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9403
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $5.33 | — | NCCI FL Filing |
| 2025 | $5.51 | +3.4% (+$0.18) | NCCI FL Filing |
| 2024 | $5.01 | -9.1% ($0.50) | NCCI FL −15.1% overall |
| 2023 | $5.22 | +4.2% (+$0.21) | NCCI FL Filing |
| 2022 | $5.52 | +5.7% (+$0.30) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Garbage Collection-Ashes & Refuse-Includes Drivers
Garbage collection workers in Florida, including those responsible for ashes and refuse disposal, face a medium to high risk profile due to the physical demands of their job and potential exposure to hazardous materials. This class of workers, which may include drivers and other support staff, requires a reliable workers compensation solution to mitigate the financial risks associated with work-related injuries or illnesses. Pay-as-you-go PEO workers comp is a natural fit for these businesses, providing a cost-effective and flexible solution that aligns with their variable payroll and cash flow needs.
Quick Premium Estimate
Based on the 2026 filed rate of $5.33 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $2,665.00 | $222.08 |
| $100,000 | $5,330.00 | $444.17 |
| $200,000 | $10,660.00 | $888.33 |
| $500,000 | $26,650.00 | $2,220.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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