Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9501
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.20 | — | NCCI FL Filing |
| 2025 | $2.24 | +1.8% (+$0.04) | NCCI FL Filing |
| 2024 | $2.21 | -1.3% ($0.03) | NCCI FL −15.1% overall |
| 2023 | $2.66 | +20.4% (+$0.45) | NCCI FL Filing |
| 2022 | $3.25 | +22.2% (+$0.59) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Painting Shop Only & Drivers
As a Painting Shop with Drivers, businesses operating under this classification can expect a moderate to high-risk profile in Florida, due to potential hazards associated with paint fumes, equipment operation, and transportation. Workers in this classification may be exposed to injuries from falls, chemical exposure, and physical demands of the job. Pay-as-you-go PEO workers comp is a natural fit for this class, as it allows businesses to manage their workers comp costs more accurately, reducing the financial burden of unexpected claims and audits.
Quick Premium Estimate
Based on the 2026 filed rate of $2.20 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,100.00 | $91.67 |
| $100,000 | $2,200.00 | $183.33 |
| $200,000 | $4,400.00 | $366.67 |
| $500,000 | $11,000.00 | $916.67 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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