Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9505
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $2.57 | — | NCCI FL Filing |
| 2025 | $2.49 | -3.1% ($0.08) | NCCI FL Filing |
| 2024 | $2.37 | -4.8% ($0.12) | NCCI FL −15.1% overall |
| 2023 | $2.83 | +19.4% (+$0.46) | NCCI FL Filing |
| 2022 | $3.33 | +17.7% (+$0.50) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Painting: Automobile or Carriage Bodies
Workers in the paint and finishing industry who specialize in painting automobile or carriage bodies fall under this risk classification. This class typically carries a medium to high risk profile in Florida, with potential hazards including exposure to chemicals, high-speed vehicles, and physical labor. A pay-as-you-go PEO workers comp solution is a natural fit for businesses in this class, as it allows them to budget based on actual payroll and provides access to discounted rates and streamlined claims management.
Quick Premium Estimate
Based on the 2026 filed rate of $2.57 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,285.00 | $107.08 |
| $100,000 | $2,570.00 | $214.17 |
| $200,000 | $5,140.00 | $428.33 |
| $500,000 | $12,850.00 | $1,070.83 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 9505
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist