Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9519
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $3.38 | — | NCCI FL Filing |
| 2025 | $3.59 | +6.2% (+$0.21) | NCCI FL Filing |
| 2024 | $3.61 | +0.6% (+$0.02) | NCCI FL −15.1% overall |
| 2023 | $4.26 | +18.0% (+$0.65) | NCCI FL Filing |
| 2022 | $4.58 | +7.5% (+$0.32) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Household Appliance-Electrical Installation
Household Appliance-Electrical Installation workers and businesses typically involve installing, maintaining, or repairing electrical systems and appliances in residential settings, posing moderate to high risk of injury or property damage. This class tends to have a moderate risk profile in Florida due to the potential for electrical shock, falls from ladders, or other hazards associated with the installation and repair of electrical systems. A pay-as-you-go PEO workers compensation plan is a natural fit for this class as it allows businesses to offset the high upfront costs of traditional workers comp plans and adjust their coverage in real-time to accommodate fluctuating workloads and seasonal changes.
Quick Premium Estimate
Based on the 2026 filed rate of $3.38 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $1,690.00 | $140.83 |
| $100,000 | $3,380.00 | $281.67 |
| $200,000 | $6,760.00 | $563.33 |
| $500,000 | $16,900.00 | $1,408.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
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