Florida 2026 Filed Rate
Florida workers' comp rates are filed with NCCI and approved by the Florida Office of Insurance Regulation. Rates shown are per $100 of gross payroll.
Rate History — Code 9620
| Year | Rate (per $100) | Year-over-Year | Status |
|---|---|---|---|
| 2026 Active | $1.40 | — | NCCI FL Filing |
| 2025 | $1.43 | +2.1% (+$0.03) | NCCI FL Filing |
| 2024 | $1.36 | -4.9% ($0.07) | NCCI FL −15.1% overall |
| 2023 | $1.43 | +5.1% (+$0.07) | NCCI FL Filing |
| 2022 | $1.49 | +4.2% (+$0.06) | Historical |
Florida workers' comp rates have generally declined. In 2024, NCCI secured an overall -15.1% rate reduction (approved by FLOIR), one of the largest reductions in Florida history.
Code Description
Funeral Director & Drivers
Funeral directors and drivers in Florida operate in an emotionally charged environment, often handling high-value assets and interacting with grieving families, which can increase the risk of workplace accidents and employee injuries. The general FL risk profile for this class suggests a moderate to high risk of workers compensation claims due to the physically demanding nature of the job and the potential for accidents involving funeral home vehicles. Pay-as-you-go PEO workers comp is a natural fit for this class as it allows businesses to manage their workers comp costs more accurately, reducing the financial burden of unexpected claims and expenses.
Quick Premium Estimate
Based on the 2026 filed rate of $1.40 per $100 of payroll:
| Annual Payroll | Est. Annual Premium | Est. Monthly |
|---|---|---|
| $50,000 | $700.00 | $58.33 |
| $100,000 | $1,400.00 | $116.67 |
| $200,000 | $2,800.00 | $233.33 |
| $500,000 | $7,000.00 | $583.33 |
These are estimates based on the filed rate only and do not include SUTA, admin fees, or other charges. Get a full itemized quote →
Get a Real Quote for Code 9620
See exactly what you should be paying for this code vs. what you could pay with us.
Get Instant Quote Talk to a Specialist